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Rates | Loan Rates | EFFECTIVE 10-7-08

What kind of loan are you looking for:

New Vehicle / Motorcycle***
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Terms *APR
up to 24 months **As low as 4.15% 
up to 36 months **As low as 4.40% 
up to 48 months **As low as 4.65% 
up to 60 months **As low as 4.90%  
up to 72 months **As low as 5.15%
up to 84 months **As low as 5.40% 
Used Vehicle / Motorcycle
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Terms *APR
up to 24 months **As low as 4.15%
up to 36 months **As low as 4.40%  
up to 48 months **As low as 4.65% 
 up to 60 months  **As low as

4.90%

New Boat***
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Terms *APR
up to 24 months **As low as 4.15% 
up to 36 months **As low as 4.40% 
up to 48 months **As low as 4.65% 
up to 60 months **As low as 4.90% 
up to 72 months **As low as 5.15% 
up to 84 months **As low as 5.40%  
up to 96 months **As low as 5.65%
up to 108 months **As low as 5.90%
Used Boat
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Terms *APR
up to 24 months **As low as 4.15% 
up to 36 months **As low as 4.40%  
up to 48 months **As low as 4.65%  
up to 60 months **As low as 4.90%  
up to 72 months **As low as 5.15%
up to 84 months **As low as 5.40% 
New Camper / Travel Trailer***
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Terms *APR
up to 24 months **As low as 4.15% 
up to 36 months **As low as 4.40%  
up to 48 months **As low as 4.65%
up to 60 months **As low as 4.65% 
up to 72 months **As low as 5.15% 
up to 84 months **As low as 5.40%
up to 96 months **As low as 5.65% 
up to 108 months **As low as 5.90% 
Used Camper / Travel Trailer
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Terms *APR
up to 24 months **As low as 4.15% 
up to 36 months **As low as 4.40% 
up to 48 months **As low as 4.65%
up to 60 months **As low as 4.90% 
up to 72 months **As low as 5.15%  
up to 84 months **As low as 5.40% 
New Motor Home***
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Terms *APR
up to 24 months **As low as 4.15% 
up to 36 months **As low as 4.40%
up to 48 months **As low as 4.65% 
up to 60 months **As low as 4.90%
up to 72 months **As low as 5.15% 
up to 84 months **As low as 5.40% 
up to 96 months **As low as 5.65%
up to 108 months **As low as 5.90% 
up to 120 months **As low as 6.15%
up to 132 months **As low as 6.40% 
up to 144 months **As low as 6.65% 
Used Motor Home
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Terms *APR
up to 24 months **As low as 4.15% 
up to 36 months **As low as 4.40%
up to 48 months **As low as 4.65%  
up to 60 months **As low as 4.90% 
up to 72 months **As low as 5.15% 
up to 84 months **As low as 5.40%  
up to 96 months **As low as 5.65% 
up to 108 months **As low as 5.90% 
New Trailer (horse, flatbed, etc.)
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Terms *APR
up to 24 months **As low as 4.15%
up to 36 months **As low as 4.40% 
up to 48 months **As low as 4.65%
up to 60 months **As low as 4.90% 
up to 72 months **As low as 5.15% 
Used Trailer (horse, flatbed, etc.)
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Terms *APR
up to 24 months **As low as 4.15%
up to 36 months **As low as 4.40%  
up to 48 months **As low as 4.65% 
up to 60 months **As low as 4.90% 
New Tractor and Farm Equipment
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Terms *APR
up to 24 months **As low as 4.15%
up to 36 months **As low as 4.40%  
up to 48 months **As low as 4.65% 
up to 60 months **As low as 4.90% 
up to 72 months **As low as 5.15% 
Used Tractor and Farm Equipment
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Terms *APR
up to 24 months **As low as 4.15%
up to 36 months **As low as 4.40%  
up to 48 months **As low as 4.65% 
up to 60 months **As low as 4.90%  
New Dirt Bike / Four Wheeler / Jet Ski
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Terms *APR
up to 24 months **As low as 4.15% 
up to 36 months **As low as 4.40% 
up to 48 months **As low as 4.65%
Used Dirt Bike / Four Wheeler / Jet Ski
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Terms *APR
up to 24 months **As low as 4.15%
up to 36 months **As low as 4.40%
New Mower
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Terms *APR
up to 24 months **As low as 4.15% 
up to 36 months **As low as 4.40%  
up to 48 months **As low as 4.65%
Used Mower
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Terms *APR
up to 24 months **As low as 4.15% 
up to 36 months **As low as 4.40%  
Signature Loan
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Terms *APR
up to 12 months **As low as 8.15%
up to 24 months **As low as 8.40%
up to 36 months **As low as 8.65% 
up to 48 months **As low as 8.90% 
up to 60 months **As low as  9.15% 
Household Goods (computers, furniture, appliances, jewelry)
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Terms *APR
up to 12 months **As low as 8.15%
up to 24 months **As low as 8.40%
up to 36 months **As low as 8.65% 
Vacation Loan
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Terms *APR
up to 12 months As low as  
Holiday Loan - Available 10/01/08 to     01/30/09
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Terms *APR
up to 12 months As low as 6.90% 
Share Secured Loan
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Terms  
4% above rate of share savings acct. securing the loan.    
CD Secured Loan
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Terms  
3% above rate of CD    
Master Card (revolving credit)
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Type *APR
Platinum 9.90%  
Gold 10.90%  
Standard 12.90%  
Secured 12.90%  

*APR = Annual Percentage Rate

**Loan rates are based on credit score, term of loan, and reflect the following loan discounts: 0.25% APR loan rate discount offered to qualifying members that have or open a BCCU checking account and 0.25% APR loan rate discount offered to qualifying members who have or open a BCCU credit card account.

***Qualifying members also receive a rate reduction of 0.50% if they put 20% down on new vehicles/motorcycles, new boats, new campers, new travel trailers, and new motor homes. This rate reduction is not reflected in the posted rates; it would be an additional deduction from them.

 

For more information about BCCU or to find out how you can join, please call 281-581-3269 , visit our branch office.

Today's Best Rates
APR AS LOW AS
  New/Used Auto 4.15% Apply
  New/Used Boat
4.15%
 Apply
  Unsecured 8.15% Apply
                    APY
  CD-6 months   2.61%

  CD-1 year 3.05%  
  CD-2 years 3.45%  
  CD-3 years 3.75%  
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